Investments, house or wheels?

Many people would say it’s their investments, beautiful home or even the set of wheels parked in their driveway, but hands down, your most valuable asset is in fact YOU and your ability to earn an income. 2020 has shown us that life is completely unpredictable, and circumstances can change in an instant. Making sure you have insurance in place to cover a loss of earnings is more crucial than ever before.

Plan for the unexpected

We don’t always take the time to consider the implications of not being able to work because we’re constantly managing our never-ending to-do lists, trying to balance our own books, all while working on a retirement plan.

Why do you need disability insurance?

If you’re a breadwinner, your family relies on the fact that you generate an income every month.

 A small financial commitment towards disability insurance can help to provide an income for you and your family in case you become disabled and help them to keep functioning the way they’re used to.  

The cover that pays out can be used to towards any lost income or pay for expenses that help you adjust to your situation. It will help you and your family with monthly living expenses such as education costs, bond repayments and monthly groceries.

Even if it’s just a temporary condition, and you manage to bounce back a few months later, would you be able to cope financially?  

But there’s no reason to settle for just any insurance.

Introducing Old Mutual Personal Cover

Old Mutual gives you the flexibility to build Disability Insurance that suits your unique circumstances.

You choose:

  • your premium
  • cover that pays out all in one go, or that pays you a regular monthly income, or a combination of the two.
  • any extra benefits and features which you can add or remove as your life changes.

With our new Disability insurance Old Mutual will, depending on which product you choose, pay out a single tax-free amount of up to *R30 million or a monthly tax-free payment of up to R250 000; if you become temporarily, partially or permanently disabled and can’t work, or are impaired, or can’t take care of yourself due to an illness or injury.

If you agree that your ability to earn an income is one of your most valuable assets, the time is now to speak to us.

Click here to submit your details for an Old Mutual Financial Adviser to call you about Disability Insurance options that suits you and your family’s needs.

*Terms and conditions apply

Old Mutual Life Assurance Company (South Africa) Limited is a Licensed Financial Services Provider